ABOUT YOUR MORTGAGE AGENT

Aathis
Panchalingam.

Mortgage Agent Level 1
FSRA Agent Licence #M26002151
8Twelve Mortgage Corp. · Scarborough, Toronto

You deserve to understand your mortgage before you make a decision.

I’m here to help you make sense of the process. First, I’ll ask about your plans and budget. Then I’ll explain your options, what each one costs, and what the lender needs from you.

I compare the mortgage options available through my brokerage. I look at the interest rate, fees, payment rules, and longer-term costs to help you understand which choices may suit you.

No consultation or mortgage application fees from me. Other costs may apply, such as lender or brokerage fees, legal fees, or a property valuation. I’ll explain any applicable charges before you proceed.

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Aathis Panchalingam, Mortgage Agent Level 1
Aathis Panchalingam · Mortgage Agent Level 1

MY APPROACH

Clear answers.
Personal help.

Listen to your plans.

I’ll ask about your budget, timing, and what you want from your home and mortgage.

Explain the unfamiliar words.

If a word, fee, or document is confusing, ask me. I’ll explain what it means and why it matters.

Explain the costs.

We’ll look at your payment, fees, and mortgage rules so you can compare your choices.

BROKERAGE INFORMATION

8Twelve Mortgage Corp.

Ontario Brokerage Licence #13072

Visit 8Twelve

Have a mortgage question?

Tell me what you need help with. I’ll explain your options and the next steps.